Death is inevitable. The time will come when we are going to die and it is important for you to plan your memorial service, but most people do not want to think about their own death. Planning your own funeral means that you are acknowledging the fact that someday you are going to die, and at the same time you are offering yourself and your loved ones the gift of peace of mind.
Here are the five reasons why you need to plan your own funeral:
1. To get what you want
If you plan your funeral now, you will be able to get the things that you want and be able to plan what will happen during the service. There are an endless variety of celebrations, services, and traditional funeral options. You can choose between a funeral or a memorial service; if you wanted to be naturally buried or if you wanted your body to be cremated. You can also hire caterers for this day to avoid hassle to your loved ones in serving food for the guests. You may also hire some bands or request someone to play music for this event, which can be your favorite songs. You will be able to personalize this event, whatever it is that you wanted to happen.
2. To save money
Most funerals are planned after a person dies. And it is the family’s duty to spend on the costs. In order to avoid, unprepared spending of money for this type of event you and your family should also be aware of several benefits that you can have when you die. Inquire to your Social Security and private insurance about death benefits that can help your family, when the time comes.
3. Pay in advance
You may want to considering “spending down” your assets to qualify for health care programs. But remember that you have to choose an insurance company that you know will stay on the business. You can also choose to put money for your funeral in a third- party trust fund. In this strategy, you are saving money and at the same time it will accrue interest until it is needed. Remember that you have to appoint someone and let them know how to access the account when the time comes.
4. Lessen the burden of your loved ones
Losing a loved one is a very difficult time for everyone, by planning your own funeral you will be able to lessen their troubles and reduce their worries.
5. Peace of mind
When the time comes, you know that you will have a peace of mind. You took the burden of making decisions and financing of your funeral away from your loved ones, and things will go according to your wishes.